Download free spreadsheets or use our simple online calculators to take control of your budget, savings, and investments.
Simple spreadsheet to allocate your income into Needs (50%), Wants (30%), and Savings/Debt (20%).
Download TemplateCompare Cash ISA, Stocks & Shares ISA, Lifetime ISA, and Innovative Finance ISA side‑by‑side.
Download SpreadsheetProject your retirement income based on current contributions, employer match, and growth assumptions.
Download CalculatorCalculate how much you need to cover 3‑6 months of essential expenses.
Download CalculatorPlan your debt payoff using the snowball method to stay motivated and save on interest.
Download PlannerQuick reference to understand your tax code and ensure you’re not overpaying.
Download GuideKnowing where your money goes is the first step to making it work for you.
Set up standing orders to move money into savings or investments each payday.
Check your tools every 3 months to adjust for life changes, salary updates, or new goals.